No Hidden Fees

We are open and transparent about our fees. Closing cost details for a quote are just a click away. See before you decide to apply!!!

Paperless Process

No need to collect and send mounds of paperwork. We automatically verify your income, assets and tax returns -- with yor permission.

Hassle Free

No aggressive sales calls!!! Need loan advice or help with your application? Just call us and a Loan Advisor is there to help you.

No Surprises

We took the guesswork out of the lending process. Track your Loan Status online, 24/7 -- from application submisson to closing.
Mortgage Rate Quote Optimizer
How To Get Best Rate Quote
No Contact Info Needed for Quotes
Mortgage lenders base the rates and points quoted to you on your risk profile. The major factors that go into determining your risk profile are loan-to-value, credit score and debt-to-income. Use our Rate Quote Optimizer to discover how you can manage your risk profile to get the best rate quotes. The Optimizer will analyze your loan parameters and provide you tips to possibly improve your rate quotes -- not just quotes from us, but from any lender. So, discover your optimum loan parameters without going from lender to lender and save time - then apply with us using our secure, automated loan application with real-time rate quotes.
Mortgage Goal
First Time Buyer

Veteran

Property Value ($)
Loan Amount ($)
Cashout ($)
Property Type
Occupancy
Zip Code
Credit Score
Lock Period
Escrow Account






Mortgage Loan Equal Opportunity Housing Logo

OUR MORTGAGE LOAN SOLUTIONS

We offer a wide range of mortgage loans to meet your specific needs, whether you are buyig a home or refinancing your existing mortgage loan. Below is a quick overview of our popluar loans.

FIRST TIME BUYERS


Conforming as little as 3% down

FHA down payment to 3.5%

Jumbo loans - 10.01% down only


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JUMBO LOANS


Loan-to-Value as high as 89.99%

No Mortgage Insurance

Loan amounts up to $3.0 million


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CREDIT CHALLENGED BUYERS


Down payment to 10%

Loans up to $1.5 million

No wait option for BK/FCL*


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* Chapter 7 or Chapter 13 Bankruptcy, Foreclosure, Short-Sale, Deed-In-Lieu and Mortgage Loan Charge-Off

WELL-QUALIFIED BORROWERS


Outstanding credit: 760+ FICO

80% LTV or less; $250k loan minimum

May qualify for appraisal waiver

Industry leading rates just for you


REAP THE REWARDS OF GOOD CREDIT!!!

INVESTORS/NOO


No personal income verification

Approval based on cashflow of property

Loan amounts from $75k to $1 million

Verification of employment history only


SMART MONEY FOR SMART INVESTORS!!!

CONSTRUCTION LOANS


Certificate of Occupancy not needed on conventional loans

Get into your home in less than 30 days

Multiple loan product options and competitive pricing


FINALIZE CONSTRUCTION WITH EASE!!!

Our Digital Mortgage Solution

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In just minutes, you can get instant online mortgage quotes customized to your needs, see all the rates/closing cost details upfront and complete an online mortgage application. Watch the video below and see how easy it really is!!!

 

Join The Doc-less Revolution

See The Details

No more wasting time gathering paystubs, bank statements, W-2s or tax statements. We automatically verify them on your behalf. No more pen and ink signatures – just e-sign and be done. We take the hassle out of getting a mortgage!!!

 

You have done your research and compared quotes, now you are ready to get your mortage loan. Go ahead and fill out our online mortgage application. It's fast, secure and easy to use.